• Co-Signers, Guarantors, Foreign Buyer Tax, Vancouver City Hall building fees addiction, & interest rates,

    Co-Signers, Guarantors, Foreign Buyer Tax, Vancouver City Hall building fees addiction, & interest rates

    With real estate prices soaring across the country many applicants are seeking assistance when it comes to qualifying for a mortgage.  More commonly, the assistance comes in the form of gifted down payments from the Bank of Mom & Dad, but coming in a close second these days is the addition of applic

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  • Readvanceable Mortgages, 38 year olds set to rule the world, and shrinking global population,

    Readvanceable Mortgages, 38 year olds set to rule the world, and shrinking global population

    If you're about to secure a mortgage, here's something you might want to consider regardless of whether it's a purchase, refinance or renewal.  Make the mortgage readvanceable.What does readvanceable mean?Firstly, a readvanceable mortgage starts out as a typical mortgage where a specific portion of

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  • YVR set for another explosion, global warming, interest rates & why lenders need your T4?,

    YVR set for another explosion, global warming, interest rates & why lenders need your T4?

    Why are personal income tax documents required when qualifying for a mortgage?In most cases, personal income tax documents are required particularly when qualifying self employed applicants. But over the past few years, the Canadian mortgage underwriting standards have increasingly expanded upon its

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